Thursday, November 18, 2010

No Exam Life Insurance

Term No Exam Life Insurance is ideal for many different types of individuals:

  • People who need coverage right away
  • People who have health complications that make getting ordinary life insurance more difficult
  • People who - for personal or religious reasons - want or need to avoid lab tests, needles, and other procedures. Most ordinary insurance companies require a medical examination: an appointment with a doctor, blood and urine lab tests, a blood pressure test, and other exams
  • Older people, who may be denied coverage because of their age
  • Older people or people with a terminal illness who plan to use the death benefit of their policy to pay for their funeral expenses
  • People who simply don't want - or don't have the time - to fill out extensive questionnaires from ordinary insurance companies

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